Buying your first home is an exciting milestone, but it can also feel overwhelming. There are so many decisions to make, especially when it comes to financing. That’s why understanding your options as a first-time buyer is crucial. With the right information, you can confidently navigate the process and find a mortgage that fits your unique needs. In this post, I’ll walk you through everything you need to know about mortgages designed specifically for first-time buyers. From

Buying or refinancing a home is a big step. It can feel overwhelming, especially when you’re trying to understand all the mortgage options out there. That’s why getting expert online mortgage advice can make a huge difference. It helps you make informed decisions, save money, and find the best mortgage for your needs. In this post, I’ll walk you through everything you need to know about finding and using online mortgage advice effectively. The internet has changed how we do a

Credit 101: 8 Simple Rules for managing your credit score. Credit can feel mysterious or intimidating but I’m here to help you navigate and understand exactly what you need to do to build, maintain or repair your credit score.  Most people don’t realize all the things in life that require “good” credit.  As a mortgage broker operating in Alberta, Saskatchewan, and BC, I’m here to help you with getting ready to get a mortgage.  Whether you are buying a house, renewing your mor

As a Mortgage Broker I deal with a lot of people from all walks of life and several generations.  I come across the same “myths” with...

What happens when we buy a house with someone (*note I’m not referring to a cosigner*) but then that living arrangement is no longer...

In Canada, real estate transactions are typically conducted through a legal process called "closing." During closing, the buyer pays the...

April is upon us and that brings thought of flowers, rain showers and warmer days ahead...unless you're in the real estate industry or...

Hahahaha! This is me laughing at the ad I'm seeing advertised by RBC in anticipation of the spring real estate rush. Once I've finished...

There is a lot of excitement surrounding the budget announcements from last week but let's delve a little deeper into the First Time Home...

#HappyNewYear! As we begin 2019 many Canadians are wondering if they will achieve the dream of homeownership this year.  Will they meet...

What's happening in the #Alberta real estate market? Prices are dropping and inventory is growing. This makes for a buyers market. Year...

Https://www.cbc.ca/news/politics/realtors-home-cultivation-cannabis-1.4642118 I’d lean towards believing that most people will just buy...

The answer to this question depends on whether your mortgage is insurable or UNinsurable. What is the difference between an insurable...

You've done a #preapproval with your bank/mortgage agent. You're in good standing. You make an offer on home. Not just any home...YOUR...